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Meet our Hudson Valley commercial lending team!
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With over 20 years of combined leadership and business development experience, Phil leads the Bank’s Commercial Lending team, as well as providing oversight for the Indirect/Consumer Lending Department, in his role as Chief Lending Officer.
Phil remains very active in his community, both professionally and personally, including service as Treasurer for Sparrow’s Nest of the Hudson Valley, 1st Vice Chair for the Anderson Center for Autism, Secretary of the Board of Directors for the Dutchess County Regional Chamber of Commerce, member of the Real Estate Committee of the Think Dutchess Business Alliance and as a volunteer for St. Denis Parish.
Phil resides in Hopewell Junction with his wife, Jennifer, and their five children.
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David couples his previous experience as a Branch Manager and years of experience as a Community Lender with our Commercial Lending Department to provide superior service to all of his business customers. He holds a Bachelor of Science degree in Finance from Rider University and is a 2017 graduate of Leadership Dutchess. He has also earned the prestigious Forty Under 40 Mover and Shaker award from the Dutchess County Regional Chamber of Commerce.
Born and raised in the Hudson Valley, David has always been immersed in the Hudson Valley community. He currently serves as Treasurer for Mental Health America of Dutchess County. He is deeply involved with the Chamber Foundation, where he serves on several committees.
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A Hudson Valley native and area resident, Richard brings marketplace knowledge and experience in industrial, real estate and construction financing to his role as a Commercial Lender with Rhinebeck Bank. Along with specialized training in corporate finance and credit analysis, he holds a Bachelor of Arts degree from SUNY Cortland and his Master of Business Administration degree from Pace University.
Richard is an active, committed member of his community, demonstrated by his efforts as a volunteer with Vassar Brothers Medical Center and Our Lady of Lourdes High School.
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Since he joined Rhinebeck Bank in 2013, Mike has used his extensive experience in both lending and management for the benefit of the Bank’s many business customers. He holds a Bachelor of Science degree in Business from SUNY Oswego and is a 2012 Leadership Dutchess graduate. Mike has also received specialized training in commercial credit through the American Bankers Association. He is also extremely active in the local community and is the Immediate Past President of the Kiwanis Club of Poughkeepsie, Treasurer of the Child Care Council of Dutchess and Putnam, and Board Member for Mid-Hudson Works.
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A retail banking and commercial lending veteran of many years, Brandi puts her extensive knowledge and understanding of the local marketplace to work with every customer interaction. She has earned accolades over the years, including recognition as a 2014 Leadership Dutchess graduate and recipient of the Dutchess County Regional Chamber of Commerce’s Forty Under 40 Award.
Brandi is actively involved in her community, volunteering for several not-for-profit organizations. She currently serves on the Board of Directors at Dutchess Outreach and as a Loaned Executive for the United Way of the Dutchess-Orange Region. An active member of the Chamber Foundation, Rider also chairs their annual “Pig Skins and Pints” event.
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For over 10 years, Roy has provided excellent service to our Commercial Lending customers. He holds a Bachelor of Science degree in Finance from Syracuse University and has completed management training specialized for commercial lenders.
A strong believer in the commitment of inclusion for all in the community, Roy has been an active volunteer for Abilities First, Inc.
Ken is also a long-time commercial banker with deep roots in the Albany market. He holds an MBA in Finance from SUNY at Albany. He joined Rhinebeck Bank in 2021 with a record of strong sales performance and key contributions to the greater Albany community. Ken was recognized as a 40 Under Forty honoree by the Albany Business Review.
Raj joined the Bank in 2021 with more than 15 years of banking experience and a history of high achievement. She holds her MBA in Accounting & Business Administration from SUNY at Albany and is fluent in Punjabi and Hindi. Raj provides Bank customers with exceptional customer service and extensive knowledge of banking products and services.
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