Skip to main content
About Us |
resource center |
Contact Us |
It happens all the time. A business is positioned for success, but doesn’t have the capital on hand to fund their dreams of growth, whether that’s purchasing a new piece of equipment, a new vehicle or any other “piece of the puzzle” to help their business grow and succeed. They need a financial partner that can provide the lending support they need to take that next step.
Rhinebeck is one of the more lively towns in the Hudson Valley, with cute local shops, amazing restaurants and cobblestone streets to walk down, you can make a day our of your next bank visit.
As I am sure most of you are aware, Valentine’s Day can get expensive, but we are here to help you save some money with some tips and tricks for this upcoming holiday. When one thinks of Valentine’s Day, they usually think of flowers, jewelry and chocolates, but with a little creativity (and our help), there are several thoughtful alternatives to show your loved ones you still care by breaking the mold and not your bank account.
When living in such a gorgeous location like the Hudson Valley, you should always take some time to enjoy the scenery and get involved with some fun activities for every season. Now that winter’s here, it’s time to go out, enjoy the snow, and get into some holiday activities!
Black Friday. Small Business Saturday. Cyber Monday.
That screaming you hear may just be coming from your wallet after what is traditionally the biggest shopping period of the year. While it certainly does make you feel good to get the perfect gifts for those you love during the holidays, it’s important that you manage your debt this time of year so that you don’t experience the post-holiday shopping blues.
Here we are again! The holiday season is upon us, and for most of us that means family, food, and shopping! And quite a lot of it. It seems that each year those Black Friday special deals are promoted earlier and earlier, so much so that you can’t even keep track of when to get what.
Establishing and building credit are very important parts of one’s financial well-being. A solid credit history, among other things, is an important factor that is usually considered when a consumer is applying to borrow money. Credit scores and your credit history can impact your ability to borrow money in a number of ways, including when buying a car, opening a line of credit, buying a home, and so on. What exactly impacts your credit? According to credit bureau Experian, there are 5 key factors to consider:
We have all heard it many times - to make money, you need to spend money. Like many small businesses, you might be finding yourself at the point where you find it necessary to borrow to continue to grow. Are you looking to purchase new equipment to increase inventory? Are you in need of a new or bigger commercial vehicle? When it comes to growth or borrowing funds, one of they key components to making it a beneficial business decision is timing.
About a week ago, I had the opportunity to help our Human Resource Department at a local college career fair for students. With the original expectation that conversations would be geared around salary ranges, scheduling, or benefits, I was quite surprised to find out that they were actually more often centered around students being “just curious” because they were not sure what they wanted to do upon graduation, or asking me “Well, why do you like to work at Rhinebeck Bank?” It was at that point I recalled talking to Rhinebeck Bank at the start of my own career, also being introduced at a college fair and thinking the very same thing - younger adults do not know exactly what they want.
Having Merchant Services allows your business to accept customer debit and credit card payments (including Visa®, MasterCard®, American Express®, etc) at point of sale transactions. With debit and credit cards being a major spending preference among customers today, there are several benefits to consider:
USA Patriot Act
®2019 Rhinebeck Bank. All rights reserved.